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CGCommon Ground Insurance and Consulting

About Jason Bosley

Your partner in hybrid long-term care planning, dedicated to helping Texas families plan for care costs and secure their family's future.

15+ Years Experience

500+ Families Served

My Mission

My mission is to help families navigate the complex world of long-term care planning with confidence, so their hard-earned savings are part of a plan and they can get the care they deserve.

Jason Bosley

Jason Bosley, founder of Common Ground Insurance and Consulting

Licensed Independent Texas Insurance Agent

Common Ground Insurance and Consulting LLC

TX License #1763171

πŸ“ž Direct Line 903-388-8331

Email jason@commonground-insurance.com

Schedule Free Consultation

My Story & Commitment

Understanding the importance of long-term care planning through personal experience and professional dedication.

Why I Do What I Do

After witnessing firsthand how unprepared families can be devastated by long-term care costs, I dedicated my career to helping people protect their life's work while making sure they can get the care they deserve.

Every family's situation is unique, and I believe in taking the time to understand your specific needs, goals, and concerns before recommending any solution.

My Promise to You

  • Honest, transparent advice with no hidden agendas
  • Personalized strategies tailored to your unique situation
  • Ongoing support throughout your planning journey
  • Education and empowerment to make informed decisions

Professional Journey

  1. [YEAR]

    Started in Insurance

    Began career helping families with traditional insurance needs, quickly recognizing the gap in long-term care planning.

  2. [YEAR]

    Specialized in LTC Planning

    Focused on long-term care planning and ways to pay for care, completing additional training.

  3. [YEAR]

    Founded Common Ground

    Established Common Ground Insurance and Consulting LLC to help Texas families compare hybrid LTC options.

  4. 2026

    Continuing Education

    Staying current with new products and Texas rules, and sharing free educational resources with Texas families.

Professional Credentials & Expertise

Licensed to help Texas families with long-term care planning.

Licensed Independent Texas Insurance Agent

License #1763171

Licensed to offer insurance products including annuities, life insurance, and long-term care insurance in Texas.

AnnuitiesLong-Term Care PlanningMedicaid Spend-Down Education

Completed Texas annuity best-interest training (valid through December 2027).

License Verification

Verify my license status through the Texas Department of Insurance

Verify License

Tip: Search by License #1763171 or business name.

Specialties

Hybrid LTC Annuities

Specialized knowledge of hybrid long-term care annuity and life products that combine care benefits with a death benefit or contract value.

πŸ›‘οΈ Long-Term Care Planning

Helping you plan for care costs while keeping your legacy goals in view.

πŸ“‹ Medicaid Spend-Down Education

Plain-English education on how Texas Medicaid spend-down rules work, so you can plan ahead and coordinate with an elder law attorney.

πŸ›οΈ Legacy Planning

Coordinating your insurance choices with your estate plan and your attorney.

Common Ground Insurance and Consulting LLC

Founded on the principle that every family deserves access to long-term care planning, regardless of their current financial situation. We find common ground between your goals and the right solutions.

Licensed in TexasClient SupportVirtual or In-Home

Core Values & Philosophy

The principles that guide every recommendation and relationship I build with my clients.

Transparency

No hidden fees, no confusing jargon, no surprises. I believe in clear, honest communication about costs, benefits, and potential risks.

  • Clear cost disclosure
  • Plain English explanations
  • Honest risk assessment

πŸ“š Education First

I believe informed clients make the best decisions. I take time to educate you about your options so you feel confident in your choices.

  • Comprehensive consultations
  • Educational resources
  • Ongoing support

🎯 Personalized Solutions

Every family is unique. I take time to understand your specific situation, goals, and concerns before recommending any solution.

  • Individual needs assessment
  • Customized strategies
  • Flexible planning

Integrity

I always put your interests first. If a product isn't right for you, I'll tell you. My reputation is built on doing what's right for my clients.

  • Client-first approach
  • Ethical recommendations
  • Long-term relationships

Accessibility

Quality long-term care planning shouldn't be reserved for the wealthy. I work with families at all income levels to find suitable solutions.

  • All income levels welcome
  • Virtual or in-home appointments
  • Free initial consultations

Continuous Learning

I stay current with new products and Texas rules so I can explain your options clearly.

  • Current product knowledge
  • Texas-specific rules
  • Continuing education

My Planning Philosophy

Long-term care planning isn't just about insuranceβ€”it's about peace of mind. It's about knowing that you've taken steps to protect your family's financial security while making sure you can receive quality care when you need it most. My role is to be your guide through this complex landscape, helping you make informed decisions that align with your values and goals.

🎯 Goal-Oriented

Every strategy is designed around your specific objectives

Adaptive Planning

Plans that evolve with your changing needs and circumstances

Family-Focused

Planning for both you and your loved ones' future

My Planning Process

A step-by-step approach to understanding your needs and building a long-term care plan.

1 Discovery Call

We start with a free 30-minute consultation to understand your current situation, concerns, and goals.

  • Current financial situation
  • Family health history
  • Long-term objectives

2 Needs Analysis

Assessment of your care needs, risk tolerance, and budget for planning.

  • Risk assessment
  • Care preferences
  • Budget analysis

3 Strategy Design

Options tailored to your situation and preferences, with carrier illustrations.

  • Product comparison
  • Cost-benefit review
  • Scenario planning

4 Implementation

Help with your chosen option and ongoing support with regular reviews.

  • Application assistance
  • Policy service
  • Annual reviews

What to Expect

Initial Consultation

30 minutes, completely free, no obligation

πŸ“‹ Detailed Analysis

1-2 weeks, written recommendations

Implementation

2-4 weeks for application processing, full support included

All appointments are virtual or in your home, anywhere in Texas.

Ready to Start Your Planning Journey?

Schedule your free consultation today and take the first step toward protecting your family's future.

Plan Ahead for Long-Term Care

The best time to look at long-term care options is while you're healthy. Health changes can make coverage cost more or become unavailable.

Care Benefits

Long-term care benefits that can be larger than your premium (see your illustration)

Tax Treatment

Qualified long-term care benefits from a properly structured contract are generally received income-tax-free under federal law. Consult your tax advisor.

Legacy

Death benefit or remaining value if care is never needed (per contract terms)

LICENSED TEXAS AGENT Β· VIRTUAL OR IN-HOME Β· NO-OBLIGATION REVIEW

⚠️ Health conditions may affect eligibility.