Terms of Service
Using this site
This site provides general insurance and long-term care education for Texas families. Content is not tax, legal, or Medicaid-eligibility advice. Consult qualified advisors about your situation. We do not sell Medicare plans.
Estimates and insurance products
Calculators use published averages and your inputs to estimate needs. Results are not quotes, approval decisions, or promises of benefits. Eligibility, premiums, availability, and benefits depend on underwriting and contract terms. Benefits vary by product and carrier. Guarantees are backed by the claims-paying ability of the issuing insurer.
Contact and privacy
When you contact us through forms, calls, texts, or emails, we use the information you provide to respond and follow up. Leads are stored in our GoHighLevel CRM. We do not sell personal information. Google Tag Manager manages analytics tags on this site. Our Privacy Policy explains how information is handled.
SMS terms
Message frequency varies. Msg & data rates may apply. Reply STOP to opt out of texts or HELP for help. Consent to marketing calls or texts is not a condition of purchase.
Senior Circle membership
Senior Circle is a membership program, not insurance. No purchase of an annuity is required to be a member. Monthly membership is $9.99 per month; annual membership is $99 per year. Membership renews automatically until canceled. Cancel through the link in member emails, by replying CANCEL to a membership text, or by emailing [SUPPORT EMAIL]. Annual renewal reminders will be sent. Refunds: [REFUND POLICY].
Membership services
Coupons are provided by independent businesses and are subject to their terms. Educational webinars may be created with AI assistance and can contain errors. The simple will form is a self-help document, not legal advice. Optional attorney services are provided by [LAW FIRM / ATTORNEY PARTNER].
Contact
Email jason@commonground-insurance.com with questions.